Income Insurance
Sage Benefits offers income insurance (aka short and long-term disability insurance) to ensure your employees have financial protection when an illness or injury prevents them from working. Our customizable plans provide income replacement and peace of mind for your team—helping your business attract and retain top talent.

Income replacement for employees unable to work
Short-term & long-term coverage options
Customizable to fit your company’s budget and needs
Why Income Insurance Matters
Income insurance is an essential safeguard that keeps employees financially stable during unexpected life events. At Sage Benefits, we simplify disability coverage, making it easy for your business to provide this crucial benefit.
Your Questions Answered
What does Income (disability) insurance cover?
Income insurance is designed to replace a portion of an employee’s income when they are unable to work due to illness, off-the-job injury, or maternity event.
Why should employers offer Income (disability) insurance?
Income insurance provides financial security for employees and helps businesses stay competitive in attracting and retaining talent.
How does Sage Benefits simplify Income (disability) insurance?
We work with top providers to customize coverage that aligns with your budget and business goals, while also easy for employees to enroll and receive their benefits when eligible.
Simplified Coverage for Employees & Employers
When an employee is unable to work, financial stress shouldn’t be an added burden. Sage Benefits ensures seamless coverage and easy administration so your employees can focus on recovery while your business stays protected.
Start protecting your team today.
Let’s build a plan that keeps your workforce secure.